Generally speaking, an FHA loan with its 3.5% down payment and low rates is an ideal way to finance a real estate purchase. Government backing allows for qualifying and a lower down payment than many conventional loans programs.
As an added benefit if your middle credit score is 620 or more. We can offer Lender Paid Credits to cover your closing cost.
This includes Title Insurance Fees, Government Charges, Recording Fees and Lender Fees. Our No-closing-cost FHA mortgage offer can save thousands in upfront fees and may be the ticket to getting a mortgage for a new home or a refinance.
Click Here to complete our questionnaire and one of our loan specialist will contact you with proposed rates and terms.
* OFFER TO PAY YOUR CLOSING FEES: 1st Florida Lending Corp will issue a lender paid credit at closing for the amount of your closing costs on both purchase and refinance . Our FHA Home Loan Lender Credit is applied at closing and covers the following fees: government recording charges, government stamps and intangible taxes and (appraisal fee which is collected at time of your application will be credited back at closing) and title charges and other third party fees agreed in advance. 1st Florida Lending Corp reserves the right to select the closing agent when paying the title charges and may cancel this offer anytime without notice