We offer over 50 loan programs and will find a loan that fits each borrower.
We are direct lenders specializing in residential, investment and commercial mortgages.
STATED LOANS ARE BACK

GET PRE-APPROVED TODAY

YOU ONLY NEED YOUR LAST MONTHS BANK STATEMENT - NO TAX RETURNS REQURED WITH RATES IN THE 5's 

Yes, it’s True!  Stated Income Loans from 2009 are now available in 2017

If you have been self-employed for at least two years, have a 700-middle credit score, no credit events, a 30 percent down payment, borrowing anywhere from $250,000 to $3 million on a single unit, owner-occupied property, enjoy rates in the 5’s,  show one bank statement  and are willing to attest and declare your income YOU ARE GOOD TO GO !  

Requirements:

  • Last month’s personal account bank statement  
  • Must be Self Employed or 1099
  • You must attest and declare your income
  • 700 minimum middle credit score
  • 70% LTV max purchase   
  • 65% LTV max refi (R/T & Cash out)
  • Loan Amount $250,000 to $3,000,000
  • Rates in the low 5’s for 50% LTV up to high 5’s for 70% LTV
  • Reserve funds are not required

Restrictions:

  • Single Family Home / Condominium / Townhouse only
  • No charge offs, collections
  • No tax liens
  • No credit events
  • No first-time home buyers
  • Owner occupied only
  • U.S. Residents only

CLICK HERE TO GET PRE-APPROVED


          
2151 Consulate Dr., Suite 8, Orlando, Florida, 32837, United States
1-407-300-2558
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