FHA Loans Programs
If your credit score is 580, you can qualify for a 3.5% down payment. If your credit score is below 580 you may have to put down up to 10% down payment to qualify.  If you're planning to buy a house, and your credit score doesn't meet the minimum 580 middle score to obtain a 3.5% down payment.  
 
LENDER CREDIT PROGRAM
Our most popular client benefit, is the Lender Credit Program that offers borrowers a $1,000 to $4,000 option, that can be used to pay their upfront closing costs!  The Lender Credit Program has saved borrowers thousands in upfront fees and may be all they need to obtain a mortgage for their new home.

HOW DOES THE LENDER CREDIT PROGRAM WORK?
As a direct lenders.  We are allowed to issue lender paid credits program that a borrower can use to pay closing costs which includes:  Title Fees, Government Recording charges, Government Stamps and Intangible Taxes and your appraisal and may be the ticket to getting a mortgage for a new home or a refinance.  The minimum FICO score for this program is 620 (middle score).
 

* OFFER TO PAY YOUR CLOSING FEES: 1st Florida Lending Corp will issue a lender paid credit at closing for the amount of your closing costs on both purchase and refinance .  Our FHA Home Loan Lender Credit is applied at closing and covers the following fees: government recording charges, government stamps and intangible taxes and (appraisal fee which is collected at time of your application will be credited back at closing) and title charges and other third party fees agreed in advance. 1st Florida Lending Corp reserves the right to select the closing agent when paying the title charges and may cancel this offer anytime without notice


          
2151 Consulate Dr., Suite 8, Orlando, Florida, 32837, United States
407-300-2558
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